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Home · Costs & Funding

Clear, honest pricing

No hidden fees, no hard sell — an honest guide to what home care costs with Otter, and the funding that may help towards it.

Indicative rates

What home care costs

Final pricing depends on the support you need — you'll get a clear, personalised quote at your free assessment.

Visiting Carefrom
£36/ hour

Flexible visits for help with daily life.

Live-in Carefrom
£1,550/ week

Round-the-clock, one-to-one care in your own home.

Free assessmentalways
£0

A no-obligation home visit and tailored care plan.

Visiting care — full rates

Visit lengthMon–FriWeekendBank holiday
1 hour£36.00£40.00£48.00
45 minutes£31.75£34.75£41.75
30 minutes£27.50£29.50£35.50

No travel or call-out fees · VAT-exempt · Mileage for client outings charged at 55p/mile.

Live-in care

Round-the-clock, one-to-one care in your own home — a genuine alternative to a care home. The weekly rate depends on how much support is needed.

Band A£1,550/wkLower dependency
Band B£1,650/wkMedium dependency
Band C£1,800/wkHigher dependency

Your dependency band (A / B / C) is set after your free assessment.

Overnight care

Care typeWeekdayWeekendBank holiday
Sleeping night (9 hrs)£240£260£280
Waking night (9 hrs)£290£320£350

A sleeping night covers occasional support; a waking night is for active care through the night.

Help paying for care

Local Authority funding

Your council may fund some or all of your care after a needs and means assessment.

Apply for an assessment →

Attendance Allowance

A non-means-tested benefit for those over State Pension age who need help with personal care.

Check eligibility →

Self-funding

Many families pay privately for the flexibility and choice it brings. We keep pricing transparent.

NHS Continuing Healthcare

If care is needed mainly for health reasons, the NHS may fully fund it.

Read the NHS guide →
Free, no-obligation assessment

Let's find the right care, together

Speak to a real, local person today — never a call centre.

Book a free assessmentCall 01225 690022
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